Telecom & Utility

Ictual has a strong relationship with telecom and utility companies in the region. Ictual has always had many consultants with experience in the technologies and processes supporting such companies. Jiver(r) and mytimeofwork are a key examples of how we have combined our software development, system integration skills with our industry knowledge.

Our other partner solutions like Decos, Kronos, IBM Cognos and Oracle have also proven to be key solutions for this market.

Our customers:
  • Water- en Energiebedrijf (W.E.B.) Aruba N.V.
  • N.V. Energiebedrijven Suriname
  • Aqualectra (Curaçao)
  • United Telecommunication Services (UTS)
  • Digicel (Curacao)
  • Telesur (Surinam)
  • Telem Group (St. Martin)
  • Belize Telemedia Limited
  • Brabant Water (The Netherlands)
  • T for telecom (The Netherlands)

Finance & Banking

Finance and Insurance companies are primarily engaged in financial transactions and/or in facilitating financial transactions.

We offer solutions that will help you process, manage and monitor your transactions as expected and even exceed your expectations.

But sometimes you need more. By combining and merging our finance knowledge, experience and our expertise as software developers and system integrators Ictual offer more.

Our customers:
  • Ennia Insurance (Curaçao)
  • Guardian Group Fatum (Curaçao)
  • Centrale Hypotheek Bank (Curaçao)
  • Central Bank (Aruba)
  • Algemeen Pensioenfonds Curaçao
  • Banco di Caribe (Ducth Caribbean)
  • Giro Bank (Ducth Caribbean)
  • Maduro & Curiels Bank (Ducth Caribbean)


Because of our years of experience in creating innovative solutions in various healthcare organizations, we offer both standard as well as customized solutions with the objective to optimize patient care and to perform clinical scientific studies effectively and efficiently.

By combining and merging your medical knowledge and experience and our expertise in modern technology we develop state-of-the-art solutions that contribute to improved healthcare within acceptable cost. Our key solutions are cv:Risk, e:CRM and mytimeofwork.

Our customers:
  • Radboud UMC (The Netherlands)
  • Zaans Medisch Centrum (The Netherlands)
  • Pharmalead (The Netherlands)
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With the growing pace and complexityof life gouverments organisations often struggle to keep up. Often wondering how ICT can help them manage processes, documents and the huge amount of information collected.

Ictual offers several standard software solutions like Decos, Cognos, Kronos and mytimeofwork that will tackle the basic challenges. Our software development and integration experts will build the applications to support, automate and improve making everything else work together as best as possible.

Our customers:
  • Tax Agency of Aruba
  • Ministry of Justice and Police (Suriname)
  • Departement of Finance St. Maarten
  • FKP (Public Housing, Curaçao)
  • Central Population Register of Curacao
  • MOT Aruba (Financial Intelligence Unit)